Many Happy Returns

Investing is the best way to build wealth, but comes with risk and uncertainty.Want to grow a portfolio of stocks, bonds, ETFs and more? This is the show to boost your knowledge and build your confidence.Join us on the journey through bull markets, bubbles and crashes. Bring snacks and a steady hand; we're in it for the long haul...Hosted by Ramin Nakisa (YouTube @PensionCraft) and Michael Pugh.Contact us: mhr@pensioncraft.com

The Orange Swan: Surviving the $10 Trillion Selloff
Apr 9, 2025 – 40:27
The Trillion Pound Question: Is Government Debt Out of Control?
Apr 2, 2025 – 47:22
Quid’s In: How Much Can You Invest Tax-Free?
Mar 26, 2025 – 36:49
The Hidden Bull Market: The Stocks Defying the Gloom
Mar 19, 2025 – 40:29
New World Disorder: Investing Amid the Chaos
Mar 12, 2025 – 46:22
The Road to Wealth: 10 Financial Milestones Worth Celebrating
Mar 5, 2025 – 38:55
Whale Watching: What If the Biggest Investors Dump Their Holdings?
Feb 26, 2025 – 44:10
Wall Street Wisdom: The Truth Behind Investing Clichés
Feb 19, 2025 – 39:44
Are Your Investments Secretly Leveraged?
Feb 12, 2025 – 41:24
Trade War Truce: Crisis Averted or Just Delayed?
Feb 5, 2025 – 42:18
Trump, Tariffs and AI: The Stories Shaping Markets in 2025
Jan 29, 2025 – 43:16
Meltdown: Scandal, Sleaze and the Collapse of Credit Suisse, with Duncan Mavin
Jan 22, 2025 – 44:29
Soaring Gilt Yields and Strained Public Finances, with Simon French
Jan 15, 2025 – 45:48
Red Flags: China’s Economic Troubles, with George Magnus
Jan 8, 2025 – 42:20
Jingle Bulls, Jingle Bears: Are Investors Overconfident Heading into 2025?
Dec 18, 2024 – 42:42
Emerging Markets: Risky Bet or the Next Big Bargain?
Dec 11, 2024 – 42:41
Kaput: The End of the German Miracle, with Wolfgang Münchau
Dec 4, 2024 – 52:32
Stoic Investing: Are We Worrying About the Wrong Things?
Nov 27, 2024 – 37:42
Trump 2.0: Political Risk and Complacent Markets, with Economist Larry Hatheway
Nov 20, 2024 – 46:52
Maxed Out Markets: Investing When Everything Is Expensive
Nov 13, 2024 – 40:23
Gilt Yields and Ghosts of Budgets Past: Who's Afraid of Bond Vigilantes?
Nov 6, 2024 – 39:32
Chance, Risk, and the Art of Uncertainty, with Sir David Spiegelhalter
Oct 30, 2024 – 47:00
Election Economics: Will A Trump Win Upend Markets?
Oct 23, 2024 – 43:09
Time vs Money: How the Clock Transforms Your Investments
Oct 16, 2024 – 40:25
Bracing for the Budget: Tax Rises, Black Holes & Growth, with Paul Johnson from the IFS
Oct 9, 2024 – 48:11
Beijing’s Big Gamble: Stock Markets Soar On China's Stimulus
Oct 2, 2024 – 41:43
Productivity Crisis: Is Europe A Basket Case?
Sep 25, 2024 – 41:34
Smart Ways to Stash Your Cash: Banks, Bonds & Money Market Funds
Sep 18, 2024 – 39:13
Confronting Uncertainty: Building a Financial Plan in an Uncertain World
Sep 11, 2024 – 41:01
Mean Reversion in Markets: What Goes Up Must Come Down?
Sep 4, 2024 – 38:30
Boom and Bust: Ranking the Biggest Bubbles in History
Aug 28, 2024 – 49:34
The Default Pension Trap: What to Consider BEFORE You Switch Pension
Aug 21, 2024 – 39:40
Volatility Trading: Making Money from Market Swings
Aug 14, 2024 – 43:14
Market Mayhem: Flash Crash or Full Blown Crisis?
Aug 7, 2024 – 40:57
Metal of the Future: Has Copper Come A Cropper?
Jul 31, 2024 – 33:27
Don't Get Burned: Avoid Single Points of Failure in Your Finances
Jul 24, 2024 – 35:44
David vs Goliath: Small-Cap Stocks Finally Surge
Jul 17, 2024 – 38:35
UK House Prices: Is the Slump Over?
Jul 10, 2024 – 33:41
Home Country Bias: Should You Overweight Domestic Stocks?
Jul 3, 2024 – 39:36
Mid-Year Market Update: Are Things As Good As They Seem?
Jun 26, 2024 – 39:01
Will A Labour Government Be Good For Investors?
Jun 19, 2024 – 43:56
Interest Rate Cuts: Coming to a Central Bank Near You?
Jun 12, 2024 – 32:10
Trade Wars: How Will Tariffs on China Impact Your Investments?
Jun 5, 2024 – 39:06
Building a Multi-Factor Stock Portfolio, with Ed Croft
May 29, 2024 – 49:45
Bond Battle: Individual Bonds or Bond Funds?
May 22, 2024 – 44:06
Building a Bulletproof Retirement Portfolio, with Tyler from Portfolio Charts
May 15, 2024 – 01:00:31
Earnings Season: Can US Stocks Deliver the Goods?
May 8, 2024 – 34:53
Payout Puzzle: Does Dividend Investing Make Sense?
May 1, 2024 – 39:16
Should you de-risk your portfolio before retirement?
Apr 24, 2024 – 40:52
Is The Bank of England Broken?
Apr 17, 2024 – 39:35

Recent Reviews

Stupidappstoreneedsanick

Bond Ladder vs Bond ETF

There is no difference if the rates are stable but consider this. Let’s say you need the money in 10 years. If you use ladder you never lose capital. If you buy let’s say 5yr or 10yr based funds and just before you sell your ETF, interests go up. ETF’s value should go down because it’s holding lots of bonds with bad terms. So you’ll lose as you sell. Obviously if the rates go down you’ll get extra money but the reason you buy bonds is predictably.
Dregish

One of the best finance podcasts

Well balanced thoughts on current financial topics. A joy to listen to. And funny too.
RK PSP

LGBTQ+ unfriendly hosts

EP from May 24, 2022 makes dispariging remarks about Monkeypox and laugh about it. Rather tone deaf. Shame
Owentastic

Excellent show. Informative, funny, insightful.

Excellent show. Informative, funny, insightful.
jhavand2

Finally, market analysis I can understand

Very clear explanation of market forces along with a good measure of common sense. Getting the basics right is more important than market timing.
Loghound

Very enjoyable

I really enjoy the sensible discussions Ramin does on YouTube so I was glad to see a podcast. The first episode didn’t disappoint.